We offer a variety of home loan* solutions including low down payment options, and fixed and adjustable rates. And, we close your loan on your schedule not ours.
Current Mortgage Rates1,2
Rate* APR Points*
5 Year ARM* 3.500% 3.596% 3.596%
30 Year Fixed 4.125% 4.180% 4.180%
1For mortgages less than $000,000. Rates for non-conforming loans (more than $000,000) may vary.
2Rates as of 25-Sep-2017 14:00. Updated daily. All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
For more rates, or questions. Contact us >
*All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
Low Down Payment Options
- Jumbo and Conventional 97 – Pay only 3% down on your home loan
- 80-10-10 – Pay 10% down and piggyback your loan with a HELOC for more purchasing power
Second Chance Opportunities
Qualified borrowers who may have experienced hardships could be eligible:
- Two years from a short sale
- Two years from a bankruptcy
- Three years from a foreclosure
Jumbo Loans
- Up to $2 million
- Fixed Rates
- Adjustable Rates
- Owner-Occupied Purchases
- Second-Home Purchases
You Can Potentially Save Thousands of Dollars on Closing Costs with our Exclusive Buyer Advantage Program
When you purchase your home through a Golden 1 Preferred Realtor, you'll receive up to 25% of your realtor's commissions credited towards your closing costs with our Golden 1 Home Loans Buyer Advantage Program.
For example: On the sales price of a $350,000 home, with a Realtor’s commission of 2.5% of the sales price, you could receive a closing cost discount of up to $2,188! Learn more >
Contact a Golden 1 Home Loan Advisor
1-800-917-9000
Mon-Fri 7 a.m. - 7 p.m.
Email us